Calculators
18 free tools across mortgages, debt, retirement and insurance. No sign-up, calculations in your browser, and the working shown on every one.
18 calculators
- SavingsCompound Interest CalculatorProject savings with regular deposits, compare contributions with growth, and see the effect of inflation.Open calculator
- DebtLoan Comparison CalculatorCompare two fixed-rate loan offers by monthly payment, interest, upfront fees, and total repayment.Open calculator
- SavingsMonthly Budget PlannerAllocate take-home income across essentials, lifestyle spending, and saving. See what is left and compare a 50/30/20 starting point.Open calculator
- MortgageMortgage Extra Payment CalculatorSee how extra principal payments change your payoff date and total mortgage interest.Open calculator
- DebtDebt Consolidation CalculatorCompare current debt with a consolidation loan, including its fee, payment, term, and total interest.Open calculator
- SavingsSavings Goal CalculatorCalculate the monthly amount needed to reach a savings goal by your deadline.Open calculator
- MortgageMortgage Refinance Breakeven CalculatorFind out how many months it takes to recover your closing costs, and whether a lower rate actually saves you money once the term resets.Open calculator
- InsuranceLife Insurance Coverage CalculatorWork out how much term life coverage your household actually needs using the DIME method, with income replacement valued in today's dollars.Open calculator
- DebtDebt Payoff CalculatorCompare the avalanche and snowball methods across your actual debts, and see how much the extra payment you can afford really buys you.Open calculator
- HealthHDHP vs PPO Health Plan CalculatorCompare a high-deductible plan with HSA against a traditional PPO across your expected medical spend, including the HSA tax break.Open calculator
- MortgageRent vs Buy CalculatorCompare renting against buying on net cost, counting the return a renter earns by investing the down payment instead of spending it.Open calculator
- AutoAuto Loan CalculatorSee the payment on a car loan, what each extra year of term really costs in interest, and how long you would owe more than the car is worth.Open calculator
- RetirementRetirement Savings CalculatorProject a retirement balance from contributions, a capped employer match, and compound growth — and see the income it actually supports.Open calculator
- SavingsEmergency Fund CalculatorWork out how many months of essential spending your savings cover, and how long it takes to reach a full cushion at your current rate.Open calculator
- MortgageHome Affordability CalculatorFind the most expensive home your income supports, and see which lender ratio is actually limiting you — income or the debt you already carry.Open calculator
- DebtCredit Card Payoff CalculatorSee how long minimum payments really take and what they cost, against paying a fixed amount instead. The difference is usually years and thousands.Open calculator
- DebtBalance Transfer CalculatorWeigh a 0% transfer offer against staying put, counting the up-front fee and what happens to anything left when the promotional rate ends.Open calculator
- HealthHSA Growth CalculatorModel an HSA left invested for decades against the same gross pay in a taxable account, counting all three of its tax advantages.Open calculator