Terms of Use
Last updated
By using InsPicker you agree to these terms. If you do not agree, please do not use the site.
Not financial advice
Everything on this site is educational information, not financial, insurance, tax, or legal advice. The calculators produce estimates from figures you supply. They do not know your full financial position, tax situation, health, employment stability, or the specific terms of any product you are considering. No content here creates a fiduciary, advisory, or professional relationship of any kind. Consult a licensed professional before making a financial decision.
Accuracy
The calculations are tested against published reference figures and the methodology behind each one is documented on its page. That said, the tools are provided as-is, without warranty of any kind, express or implied. Rates, tax rules, contribution limits, and product terms change, and a model that was correct when written may not be correct when you read it. Verify anything you intend to act on.
Limitation of liability
To the maximum extent permitted by law, InsPicker and its operator are not liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of this site or reliance on its output, including financial losses resulting from decisions informed by these calculators.
Acceptable use
You may use these calculators freely for personal and professional purposes. You may not scrape the site at a rate that degrades it for others, republish its content as your own, or attempt to interfere with its operation.
Intellectual property
The text, design, and calculator implementations on this site are its operator’s property. The underlying financial formulas are standard and are not claimed as proprietary — they are documented on each page precisely so you can verify and reuse them.
External links
Links to third-party sites are provided for reference. This site does not control and is not responsible for their content, accuracy, or practices.
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